referenced on this website may not be available in all territories and
may vary depending on the exposure. Minimum premiums may vary by State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits or other provisions of any insurance policy.
types of equipment can be covered?
1. Owned Equpment
4. Miscellaneous unscheduled equipment. Limited to $500 Max
per item and $10,000 max per Policy.
5. Additional Coverages
newly purchased items reported within 45 days of purchase,
up to lesser of $250,000 or 25% of scheduled limit.
Removal -the lesser of $100,000 or 10% of the scheduled
Employee's Tools - $5,000 any one loss for all employees,
subject to a max of $500 per employee
Coverage is provided for damage,
destruction or loss resulting from covered losses that include but
are not limited to: fire, theft, vandalism, breakage and water
damage. If equipment is newer than 5 years, coverage is provided
for the cost to repair or replace equipment with new equipment. If
equipment is older than 5 years, it will be covered at Actual Cash
territory is The United States of America, The District of
Columbia, Puerto Rico and Canada.
1. Wear and tear,
electrical surge, mechanical breakdown, confiscation by
government, dishonest acts, intentional damage, damage while
being repaired, and mysterious disappearance.
2. Plans, blueprints,
specifications, designs, records, or any similar property
3. This policy excludes coverage
equipment that you have rented, leasing or loaning others.
while waterborne - Aircraft, watercraft, automobiles,
trucks, trailers, semi-trailers, motorcycles, motor
scooters, or any other vehicles designated primarily for
- Any Crane
equipment or logging equipment - Any equipment principally