Note: This is a general summary of coverages and it is not intended to give complete policy information. All coverages and exclusions
are found in the policies.
"Coverages
and services described in this website are generally stated
for the purpose of promotion. The material does not modify or
amend the terms, conditions, or coverages of any policy.
Please ask your Supple-Merrill & Driscoll, Inc.
representative to explain coverage details, exclusions, limits
or other provisions of any insurance policy."
Covers
the Trade Show Exhibitor or Concessionaire for losses due to
bodily injury or property
damage
caused by the insured’s employees or agents.
General
Aggregate and Occurrence Differences?
The aggregate is the total liability
limit for the policy period. The occurrence is the limit per
claim. The UNLIMITED general aggregate means there is no cap
on the total policy limit. However, there is a limit of 1,000,000
for each claim (i.e. the policy will cover an unlimited number of
separate incidents at a maximum limit of 1,000,000 per each
claim).
Are "additional insureds" included?
Blanket additional insureds are
included and your trade show organizer can be provided with
certificates of insurance naming them as additional insured in the
event of a loss.
What
is a Waiver of Subrogation?
Occasionally,
the trade show organizer will request a waiver of subrogation. In
the event of loss,
this
prevents your insurance company from recovering any funds from the
organizer if the claim
was
due to the organizer’s negligence.
Is
Products Liability Included?
Products
liability is included for exhibitors. For concessionaires,
products liability is included only
if
you sell the following: Food, beverages, clothing, records, tapes,
CDs, posters, badges,
