Note: This is a general summary of coverages and it is not intended to give complete policy information. All coverages and exclusions
are found in the policies.
"Coverages
and services described in this website are generally stated
for the purpose of promotion. The material does not modify or
amend the terms, conditions, or coverages of any policy.
Please ask your Supple-Merrill & Driscoll, Inc.
representative to explain coverage details, exclusions, limits
or other provisions of any insurance policy."
Definitions
What is
Wedding Insurance?
Wedding insurance protects your investment in your
wedding for reasons including: damage to venues, venues & suppliers
going out of business or not performing their services; the
cancellation of the wedding for various causes, such as weather,
terrorism, military deployment, airplane delays.
Coverage is also included to protect your rings,
attire, photographs, video, luggage, presents, cake & flowers, and
documents.
The Wedding Cancellation program includes coverage
for the rehearsals, ceremony, and reception.
An unavoidable deferment, or the inability to
complete or proceed with the Wedding or Reception. Provides coverage
for:
a) All irrecoverable expenses incurred for Reception
catering services, entertainment expenses, Wedding accommodation,
transport, Wedding flowers, photographs, dress hire, travel
arrangements and accommodation for the honeymoon and any other
non-refundable expenses that have been booked but not used.
b) The extra cost of alternative services to enable
re-arrangement of the Wedding to a similar standard and thus prevent
an otherwise unavoidable Cancellation, Abandonment or Postponement
of the Wedding and/or Reception. These extra costs are limited to a
maximum of 100% of the cost of the original services.
Covers the additional cost of alternative transport
if the private hire firm with whom the transport arrangements have
been made fails to meet their contractual obligations following
breakdown of the vehicle, an accident involving the vehicle, or the
non-appearance of the vehicle due to another cause.
Covers loss or damage to the honeymoon luggage
on the day of the Wedding and/or Reception. Coverage is in force
while the luggage is at the bride's or groom's or their parents'
home, at the Reception or in transit between any of these
locations.
Covers costs incurred by the bride or groom
for professional counseling as recommended by a medical
Physician as a result of the unavoidable Cancellation of the
Wedding. Coverage is in force while the luggage is at the
bride's or groom's or their parents' home, at the Reception or
in transit between any of these locations.
