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General Program Questions
Property Related Questions
Liability Related Questions
Automobile Related Questions
Workers' Compensation Related Questions
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General Program Questions |
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Are Squibs and Stunts or other hazardous activities covered? |
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Yes. Squibs and Stunts can be covered through the
Stunts
buyback. |
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Is Cast Coverage available? |
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Yes.
Cast coverage is available and can be added to all of the production
programs. |
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Is Filming Auto Racing Acceptable? |
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Property and liability coverage is permitted as long as the cameras are ONLY
in the stands, and not near the track. |
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Is coverage available Internationally (i.e. outside of the US & Canada)? |
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Coverage is valid in the US & Canada and is available in any other country
through the
Foreign
Production Program. |
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When does coverage begin? |
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If coverage is bound prior to the effective date, coverage begins at 12:01am
on the first date of coverage. If coverage is bound on the effective date,
coverage begins once coverage is bound. |
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When does coverage end? |
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Coverage ends at 12:01am on the last date of coverage. For example, if the
policy period is 7/1/02 – 7/5/02, coverage ends at 12:01 am on 7/5/02. If
coverage is required for 7/5/02, then the expiration date should be 7/6/02. |
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Can coverage be backdated? |
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No. Coverage cannot be bound prior to the current date. |
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Property Related Questions |
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Does "Miscellaneous Equipment-Production" also cover equipment that is
loaned to the production company by private parties? What documentation is
required from such private parties? |
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The policy forms cover only owned or rented equipment, not donated
equipment. We suggest that the equipment owner and production company draw
up a simple rental agreement, which could take the form of the following:
"For the sum of $1.00, John Doe agrees to
rent my camera/sound/lighting equipment to XYZ Productions, Inc., for the
term January 1, 2019 through January 20, 2019. XYZ Productions agrees to
provide replacement cost insurance in the amount of $350,000 for the full
term of the rental, naming John Doe as a Loss Payee. In addition, XYZ
Productions will name John Doe as an Additional Insured on its General
Liability and Non-Owned Auto Liability policy for the full term of the
rental." |
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Is equipment covered when used underwater? |
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Equipment used underwater is only covered if used in a swimming pool. |
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Can Rented Equipment coverage be obtained mono-line (without any other
coverages such as liability, etc.)? |
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Yes. Property coverage can be issued mono-line with limits up to $25,000. |
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Can Negative and Faulty Stock coverage be obtained mono-line (without any
other coverages such as property, etc.)? |
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No. Negative and faulty stock must be obtained in conjunction with rented
and/or owned equipment. |
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Liability Related Questions |
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How many certificate of insurance can be issued? |
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An unlimited number of certificates can been issued if the blanket
additional insured coverage is selected. However, certificates requiring
special wording, special forms be completed, or waiver of subrogation will
incur an additional fee. |
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Can General Liability coverage be obtained mono-line (without any other
coverages such as property, etc.)? |
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Yes. Liability coverage can be issued mono-line. |
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Automobile Related Questions |
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Would a golf cart be covered under the auto coverage section or under the
rented equipment coverage section? |
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If the golf cart is not licensed for road use, it is not eligible for
coverage under the auto policy and would therefore be covered under the
equipment coverage section. |
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Can Hired & Non-Owned Automobile coverage be obtained mono-line (without any
other coverages such as liability, etc.)? |
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No. Auto coverages must be written in conjunction with General Liability
Insurance Property coverage can be issued mono-line. |
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Workers' Compensation Related Questions |
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Are employees in Canada covered under workers compensation? |
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If the U.S. employees are in Canada temporarily, they are covered under the
U.S. workers compensation policy. However, any Canadians hired are not
covered. In addition, repatriation is not covered. |
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Can Workers Compensation coverage be obtained mono-line (without any other
coverages such as property, etc.)? |
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No. Workers Compensation must be obtained in conjunction with another line
of coverage. |
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