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Identify, Assess & Respond
to Risk Factors
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| Understanding
Risk Management |
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Sports and recreation are institutions
of American culture. Athletes from all different backgrounds visit
gyms, fields, arenas and other facilities to participate in sports
every day. Many administrators and coaches around the world agree
that excellent positive socialization and physical fitness skills
are learned through participation in sport. Successful participation
in sports can also help a child develop exceptional leadership and
teamwork skills, self-motivation and a lifelong interest in fitness.
However, these positive experiences are also accompanied by a range
of risks.
Today's society tends to sue first and ask questions later. It is no
longer enough to be in the right. You have to be perceived to be
doing everything in your power to prevent any kind of personal or
property liability or financial loss when people are participating
in your organization's activities. Whether it involves attending a
dance or party run by your organization, playing on a playground or
hosting athletic events, you need to be aware of the risk management
policies and procedures that should be used to help prevent loss
and/or liability.
Risk management is a priority because: (a) it is the right, ethical
thing to do to protect your participants and (b) it is the most
beneficial tool necessary to protect yourself and your organization.
Risk management has always been a key element for the sports and
recreation industry to address. Demonstrating exceptional risk
management practices will assist in reducing the level of sports and
recreation industry-related injuries and the number of negligence
claims. It is extremely important that everyone involved in the
execution of a risk management plan has a basic understanding of the
law and how it applies to negligence in the sports and recreation
field.
Risk Management is:
- The art and
science of identifying, analyzing and responding to risk factors
throughout the life of a project and in the best interests of its
objectives.
- The act of being
proactive in preventing emergency situations instead of being
reactive to dangerous situations.
- The formal
process whereby risk factors are systematically identified, assessed
and provided for.
Risk management
is everyone's responsibility, it is an investment in the future
success of your organization or association and a necessary tool for
today and into the future. |
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Introduction to Risk
Management
Negligence
Building a Risk
Management Plan
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First Aid and Emergency Care
Proper Insurance
Planning |
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| Risk Management
Documents |
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Please feel free to download, print and distribute the risk
management documents. If you should have any questions regarding
the use of these documents, please
contact a Supple-Merrill &
Driscoll, Inc. customer service representative.
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Checklists
The following checklists may be utilized to assist your
organization in implementing a risk management program.
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Basic
Facility Checklist
Facility
Management Checklist
Festivals,
Parades and Performances Checklist
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Special
Events Checklist
Sporting
Events Checklist
Swimming
Pools Checklist
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Code of Conduct
The below Code of Conduct may be duplicated and distributed
amongst the participants of your organization.
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Code of
Conduct
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Athletic Consent Form
The below Athletic Consent Form may be duplicated and
distributed amongst the participants of your organization.
It is recommended that these are retained by an organization
official.
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Athletic Consent Form |
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Emergency Contact Form
The below Emergency Contact Form may be duplicated and
distributed amongst the participants of your organization.
It is recommended that these are retained by an organization
official in the event of an emergency.
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Emergency Contact Form |
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Waiver
The below Release and Waiver of Liability and Indemnity
Agreement may be duplicated and distributed amongst the
participants of your organization. It is recommended that
these are retained by an organization official in the event
of an injury or incident.
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Waiver |
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Accident Claim Form
An Accident Claim Form should be completed by both a
Policyholder official as well as the injured person when
filing for benefits under an accident medical policy.
Please utilize the checklist to properly submit for
benefits.
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Accident
Claim Form |
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Disclaimers
Coverages referenced on this
website may not be available in all territories and may vary depending
on the exposure. Minimum premiums may vary by
State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the
terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details,
exclusions, limits
or other provisions of any insurance policy.
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