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Risk Management

 

Identify, Assess & Respond to Risk Factors

 

Understanding Risk Management | Risk Management Documents
 
Understanding Risk Management  

Sports and recreation are institutions of American culture. Athletes from all different backgrounds visit gyms, fields, arenas and other facilities to participate in sports every day. Many administrators and coaches around the world agree that excellent positive socialization and physical fitness skills are learned through participation in sport. Successful participation in sports can also help a child develop exceptional leadership and teamwork skills, self-motivation and a lifelong interest in fitness. However, these positive experiences are also accompanied by a range of risks.

Today's society tends to sue first and ask questions later. It is no longer enough to be in the right. You have to be perceived to be doing everything in your power to prevent any kind of personal or property liability or financial loss when people are participating in your organization's activities. Whether it involves attending a dance or party run by your organization, playing on a playground or hosting athletic events, you need to be aware of the risk management policies and procedures that should be used to help prevent loss and/or liability.

Risk management is a priority because: (a) it is the right, ethical thing to do to protect your participants and (b) it is the most beneficial tool necessary to protect yourself and your organization.

Risk management has always been a key element for the sports and recreation industry to address. Demonstrating exceptional risk management practices will assist in reducing the level of sports and recreation industry-related injuries and the number of negligence claims. It is extremely important that everyone involved in the execution of a risk management plan has a basic understanding of the law and how it applies to negligence in the sports and recreation field.

Risk Management is:

  • The art and science of identifying, analyzing and responding to risk factors throughout the life of a project and in the best interests of its objectives.
  • The act of being proactive in preventing emergency situations instead of being reactive to dangerous situations.
  • The formal process whereby risk factors are systematically identified, assessed and provided for.

Risk management is everyone's responsibility, it is an investment in the future success of your organization or association and a necessary tool for today and into the future.

   

          Introduction to Risk Management

          Negligence

          Building a Risk Management Plan

First Aid and Emergency Care

Proper Insurance Planning

 
Risk Management Documents

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Please feel free to download, print and distribute the risk management documents.  If you should have any questions regarding the use of these documents, please contact a Supple-Merrill & Driscoll, Inc. customer service representative.

 

Checklists

The following checklists may be utilized to assist your organization in implementing a risk management program.

   

          Basic Facility Checklist

          Facility Management Checklist

          Festivals, Parades and Performances Checklist

Special Events Checklist

Sporting Events Checklist

Swimming Pools Checklist

 

Code of Conduct

The below Code of Conduct may be duplicated and distributed amongst the participants of your organization.

   

          Code of Conduct

 

Athletic Consent Form

The below Athletic Consent Form may be duplicated and distributed amongst the participants of your organization.  It is recommended that these are retained by an organization official. 

   
          Athletic Consent Form
 

Emergency Contact Form

The below Emergency Contact Form may be duplicated and distributed amongst the participants of your organization.  It is recommended that these are retained by an organization official in the event of an emergency.

   
          Emergency Contact Form
 

Waiver

The below Release and Waiver of Liability and Indemnity Agreement may be duplicated and distributed amongst the participants of your organization.  It is recommended that these are retained by an organization official in the event of an injury or incident.

   
          Waiver
 

Accident Claim Form

An Accident Claim Form should be completed by both a Policyholder official as well as the injured person when filing for benefits under an accident medical policy.  Please utilize the checklist to properly submit for benefits.

   

          Accident Claim Form

 

Disclaimers

Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits or other provisions of any insurance policy.

 
  

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