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Single Special Event Insurance


For a Single Event up to 90 Days in Duration


Coverages Available | Eligibility | Eligible States | Eligible Special Event Types | Coverage Definitions | Certificates of Insurance
Program Summary

Coverage for a Single Event.  Over 200 types of events.  No attendance maximum.  Maximum event duration is 90 days.


Event classes include: Holiday Events, Plays, Concerts and Shows, Weddings, Festivals, Business Meetings, Parties, and many more.


The Single Special Event Coverage Program offers most quotes within 10 minutes after receipt of application during business hours, and the ability to split coverage days for events in all 50 states.



Apply for a Special Event

Insurance Quote






If you are an event producer, organizing multiple events annually, please refer to the Annual Events Insurance Program.


Coverages Available


Coverages available through the Single Special Event Insurance Program include:

  • General Liability
  • Liquor Liability
  • Event Cancellation
  • Participant Legal Liability (Sporting Events Only)
  • Accidental Death & Dismemberment
  • Spectators & Participants Medical
  • Hired & Non-Owned Automobile Liability
  • Hired & Non-Owned Automobile Physical Damage
  • Third Party Property Damage
  • Owned Equipment
  • Rental Equipment
  • Unlimited Certificates of Insurance (Including Special Certificates)
  • Workers' Compensation (Available in: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MN, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OK, PA, TN, SC, TX, UT, VA, VT, WV. In addition, for clients located in the above states, locations can now be added for operations that occur in the following 8 states: AK, DE, HI, MA, OR, RI, SD, WI.)
Program Eligibility


To be eligible for the Single Special Event Insurance Program, your event must:

  1. Be less than 90 days in duration.

  2. No maximum attendees.

  3. One venue per policy.

  4. Take place anywhere in the United States or Canada.

  5. Not have: Stunts*, Pyrotechnics*, Aircrafts*, Hazardous Activities*, Mechanical Devices*, Private Armed Security Guards, Film Production, Rides, Take Place in Water

*Please complete contact us if your event does meet the program eligibility requirements.


Eligible Single Special Event Types


Category Events





  Graduations, Weddings






  Classical Music Concerts - Indoors, Classical Music Concerts - Outdoors,

  Concerts - Not Otherwise Classified, Heavy Metal**, Jam and Jazz

  Concerts - Indoors, Jam and Jazz Concerts - Outdoors, Pop Music

  Concert, Promoters, Rap/Hip Hop**, Salsa Concert, School Band

  Competitions or Events and Symphony Concerts.







  Auctions, Drill Team Exhibitions, Educational Exhibitions, Job Fairs -

  Indoors, Job Fairs - Outdoors, Trade Shows - Indoors and Trade Shows -




   Festivals/ Cultural/




  Art Festivals, Bazaars, Carnivals, Circus, Country Festivals and Fairs - No

  rides, Country Western Events - No rodeos or rides, Cultural Events -

  Indoors, Cultural Events - Outdoors, Exhibitions - Other, Festival -

  Outdoors, Festivals - Indoors, Harvest Festivals -no farm implements or

  equipment, Mechanical Amusement Devices**, Parades - under 2,500

  spectators and Street Fairs.






  Lectures, Seminars and Speaking Engagements.





  Amateur Association Meetings, Book Signings, Business Meetings,

  Church Services or Meetings, Civic Club Meetings, Conferences,

  Evangelistic Meetings, Ladies Club Events, Luncheons, Meetings -

  Indoors, Meetings - Outdoors, Professional Association Meetings, Record

  Signings, Teleconferences and Union Meetings.






  Film Production, Fireworks and Pyrotechnics.






  Anniversary Parties, Banquets, Birthday Parties,  Block parties, Business

  Parties, Debutante Balls, Old Timer Events, Picnics held at grounds

  without pools or lakes, Proms, Reunions - Indoors, Reunions - Outdoors,

  Social Gatherings - Outdoors, Social Receptions, Street Closures and

  Wedding Receptions.






  Chamber of Commerce Events, Heads of State Events, Political Rallies**

  and Voter Registration.



  Religious/ Spiritual




  Charity Benefits and Sťances.






  Auctions, Rummage Sales, Sales - Other, Sidewalk Sales, Swap Meets

  and Telethons.






  Animal Acts and Shows, Antique Shows, Art Shows, Auto Shows, Award

  Presentations, Beauty Pageants, Boat Shows, Business Shows, Camera

  Shows, Card Shows, Casino Shows, Comedy Shows, Computer Shows,

  Consumer Shows, Debuts, Fashion Shows, Film Screenings, Film

  Showings, Flower Shows, Garden Shows, Gun and Knife Shows**, Home

  Shows, Hypnotists, Ice Skating Shows, Livestock Shows, Lounge Shows,

  Mobile Home Shows, Nightclub Shows, Pageants, RV Shows, Talent

  Shows and Vacation Shows.



  Sporting Events/

  Games/ Dance



  Aerobics Classes or Events, Aircraft Events, Ballets, Balloon Events**,

  Baseball, Basketball, Bicycle Races, Bicycle Rallies - Not including any

  Racing, Bingo Games, Body Building Contests, Boxing, Classic Dance

  Shows, Duathlon, Fishing Events, Football Games, Gymnastic

  Competitions, Hip Hop/Rap, Hockey Games, Instructional Classes, Jazzercise,

  Jazzercise Classes or Events, Junior Athletic Games, Karate Meets,

  Marathons (walking, running, etc.), Motorized Sporting Events**, Overnight

  Camping, Professional Sporting Events, Rodeos and Roping Events,

  Scouting Jamborees - no overnight camping, Ski Events, Soap Box

  Derbies, Softball Events, Sporting Events in Buildings - Non-professional,

  Swimming, Swimming Pool Facilities, Tap Dancing, Tractor Pulls,

  Triathlons, Volleyball Events, Water Activities or Events and Wrestling.



  Theatre Events



  Film Screenings, Play Readings, Plays and Theatrical Stage



**Please contact us for availability of insurance coverage.




Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by

State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the

terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits

or other provisions of any insurance policy.



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